Tools
Bitcoin FIRE Calculator
Find out how much Bitcoin you would need to accumulate so your desired monthly spending is covered by portfolio withdrawals, without needing to sell it all.
Important: the classic "4% rule" was designed for a diversified stock-and-bond portfolio with far lower volatility than Bitcoin. Applying it directly to BTC carries risk — use conservative values and treat the result as a rough guide, not a guarantee.
Goal progress—
Summary
Enter the parameters and press "Calculate".
This calculation is illustrative, does not account for taxes, fees, or the real volatility of the Bitcoin price, and is not financial advice. Bitcoin is a highly volatile asset — do not invest more than you can afford to lose.
Support the Project
HodlAtlas is free, ad-free, and has no affiliate links to exchanges — the site runs on voluntary donations from people who found the tools useful. If you'd like to support its development, you can send any amount in Bitcoin.
Lightning address
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